Can You Finance a Tummy Tuck

Can You Finance a Tummy Tuck?

Yes, You can finance a tummy tuck. Most cosmetic or plastic surgeons expect payment on the day of surgery. But there are many payment options for tummy tuck surgery.

Of course, you can tap into the savings to pay for the surgery. If you’re more interested in paying overtime, it’s important to know that very few plastic surgeon give credit to patients through their private practice, but almost all accept general-purpose credit cards and many more specialized credits. Accept cards, which can be a convenient way to pay for plastic surgery.

The tummy tuck, also known as abdominoplasty, is a cosmetic surgical procedure that flattens the abdomen by permanently removing excess fat and skin and restoring/tightening weak abdominal muscles.

For many tummy tuck patients, the procedure results in a smoother, firmer abdominal area and can give them a renewed sense of confidence.

can you finance a tummy tuck

Tummy Tuck Cost
According to the American Society of Plastic Surgeons, the national average cost of a tummy tuck is $6,1541, but the cost of a tummy tuck can vary based on a few factors, including (but not limited to):

– Individual’s surgical needs
– Surgical fee (likely depending on surgeon expertise)
– Anesthesia fee
– Cosmetic surgery center or hospital costs
– Prescription medication

Is Tummy Tuck Covered by Insurance?

No, the Tummy tuck is not covered by insurance. Because most insurance plans will not cover the tummy tuck.

Since a tummy tuck is considered a cosmetic procedure and is not medically necessary, you should not expect any insurance benefits to pay for a tummy tuck procedure.

Procedures that are not medically necessary and do not improve physical functionality are generally not covered by medical insurance benefits and are not eligible for health savings account (HSA) reimbursement.

A similar procedure, panniculectomy, may, in some cases, be covered by insurance when it is considered a medical necessity to remove significant excess skin after extreme weight loss.

You can use specific credit cards at locations within your network to finance your tummy tuck and other cosmetic procedures, such as liposuction, a mom makeover, or breast augmentation.

It is important to use their acceptance locator or download the specific mobile app to find a cosmetic or plastic surgeon near you that accepts specific credit cards. Reading, Can you finance a nose job?

How to Finance a Tummy Tuck?

Body contouring procedures like tummy tucks can be expensive, but the positive impact of the results is worth every penny.

Whether you are interested in a tummy tuck alone or would prefer to have it done in conjunction with other procedures, financing options benefit you most if:

– You need financial support to cover the cost of a tummy tuck.
– You want to keep your savings safe
Like all things financial, you need to understand the responsibilities behind each option. This will also help avoid any unpleasant surprises in the future.

Eligibility Criteria for Tummy Tuck Financing
Initially, you may be reluctant to spend for a tummy tuck or find it difficult to justify the surgery costs. However, keep in mind that this is your body and it is something that you should be able to work on for yourself through careful research and thorough planning. For some, it may be wise to delay the tummy tuck until they have enough savings.

Qualifying Factors:

  1. Your current credit

If you have good or excellent credit, or in some cases even fair credit, you may qualify for a number of financing options, such as medical credit cards or personal bank loans. If you have bad credit, you may need to look for other options.

  1. Your Monthly Budget

Some practices, such as ours, offer a variety of financing programs, including plans with low monthly payments — as little as $299 per month for a tummy tuck. For this reason, it’s important to plan your monthly budget ahead of time, so you know how much you can spend for your procedure. you can pay off the loan faster by paying more each month.

Keeping these factors in mind, it makes sense to take the following steps before applying for financing:

– Find out about the cost of a tummy tuck specific to your geographic area and the range of your needs. In-office counseling is the best way to start.

– Assess your savings, income and creditworthiness to know whether it is realistic to pay for surgery costs upfront or whether financial aid is needed.

– Evaluate your monthly budget as well as how much you can afford to pay for your procedure if you take the monthly payment route.

– Learn whether financing requires a down payment. If it’s necessary, save for that down payment.

– Focus on finding a good plastic surgeon rather than a cheap plastic surgeon (or, worse, a “cosmetic surgeon”).

You only have one body, and you want your process to be done correctly the first time. After all, it is your safety, well-being and your image at stake.’

Best Tummy Tuck Financing Options for You
It’s tempting to “bargain shop” when planning your tummy tuck. However, the experience and training of a plastic surgeon are vital to getting the best possible tummy tuck results without compromising your safety.

To help ease the financial burden of tummy tuck financing without resorting to risky plastic surgery “deals”, there are several plastic surgery financing options available. Read more, Can you finance breast implants? 

Tummy Tuck Finance Options

Financing Options for Tummy Tuck Plastic Surgery

  1. Your Surgeon’s Payment Plan
    These plans may include low monthly payment options and extended payment options, which make them attractive. Fees and interest rates are competitive, although they can sometimes be higher than with traditional credit cards.
  2. Personal Credit Card
    Try to find a personal card with a 0% APR offer to pay for your process. Or use a credit card for paying for it and earn points or cash back.
  3. Medical Credit Card
    As with other forms of financing, it’s important to make sure you don’t miss any payments or make any late payments, or you could be liable for a higher interest rate or penalty.
  4. Personal Loan
    There is a fixed interest rate with a fixed tenure for the repayment of the personal loan.
  5. Home Equity Loan (HELOC)
    A home equity loan or home equity line of credit takes the equity you have accumulated in your home and converts it into cash that you can use to pay for your tummy tuck process.
  6. Family Loan/Gift
    Some patients have successfully obtained substantial funding by asking their loved ones to contribute money to their surgery.
  7. Retirement Account/401(k) Loan
    Your 401(k) account may allow you to borrow up to 50% of your vesting balance, up to a maximum of $50,000. Loan repayment is automatically deducted from your paycheck. The time of loan repayment can be up to five years.
  8. Savings
    If you have money in the bank then it is always an option to use the money you save to pay for your tummy tuck surgery. Information about, How to finance hair transplant? 

Can You Pay for a Tummy Tuck in Installments?

You can make monthly payments on Tummy Tuck plastic surgery at Advanced Cosmetic Surgery.

Monthly payment plans are a great way to break down important life expenses into smaller and more manageable installments. Plastic surgery financing options are no different at Advanced Cosmetic Surgery, allowing you to make affordable payments on your chosen procedure.

Doctors and staff hope to help every patient achieve their aesthetic goals without financial limitations.

They accept a variety of financing methods, including:

CareCredit®: Healthcare Credit Card CareCredit® allows you to manage health, health and beauty costs that are not covered by insurance. Short-term and long-term financing options are available. Once approved, you can use the line of credit for your current and future health needs. There are over 200,000 enrolled providers across the US.

LendingUSA™: Complete a fast and easy loan application through LendingUSA and get instant pre-approval decisions. They can lend to a wide spectrum of credit scores and offer monthly payments to suit most incomes and budgets.

United Medical Credit: With help of a large network of healthcare-focused financers, United Medical Credit has helped thousands of applicants with financing for their medical & aesthetic processes. Plans are available to almost everyone, including those with less than full credit.

When you’re thinking about ways to pay for cosmetic surgery, keep in mind that it is a long-term investment in itself. You deserve to be loved the way you look. By changing a feature that you are unhappy with or otherwise choose to enhance your appearance, you can experience an invaluable improvement in your confidence and quality of life. Information about, What is financial transformation? 

How Much Does a No Cut Tummy Tuck Cost

According to 2020 data from the American Society of Plastic Surgeons, the average cost of a tummy tuck is $6,154. This average cost does not include anesthesia, operating room facilities, or other related expenses and it is only part of the total price, Please contact your plastic surgeon’s clinic to determine your final fee.

A surgeon’s fee for tummy tuck surgery will be based on his or her experience, the type of procedure used, and geographic office location.

Most health insurance plans do not cover tummy tuck surgery or its complications, but many plastic surgeons offer funding plans to the patient, so be sure to ask.

Tummy tuck costs may include:
– Anesthesia fee
– Hospital or surgical facility costs
– Medical tests
– Post-surgery clothing
– Drug prescriptions
– Surgeon’s fee
When choosing a board-certified plastic surgeon for a tummy tuck in your area, remember that the surgeon’s experience and your comfort with it are just as important as the final cost of the surgery. Read more, How are direct lending and dealer financing similar? 

Tummy Tuck Financing With Poor Credit

Getting plastic surgery is a type of renovation that involves a huge cost. With Plastic Surgery Loan For Bad Credit By Your Own Funding, you can easily take a loan to cover all your expenses of your plastic surgery.

Most of the rich people in the United States are used to this surgery to shape any part of their body in their own way. For example, we can see Kylie Jenner and the other Kardashian sisters getting their body parts easy plastic surgery to make it illegal for society.

But when it comes to middle-class people, we often treat it as a luxury, unless it is extremely necessary to bring back our normal life. Bearing the cost of immediate cosmetic surgery may not be affordable for everyone. That’s when you need a plastic surgery loan to make your life breathable again.

Our Plastic Surgery Funding for Bad Credit Service can help you fund major treatments like tummy tuck, facelift, lip augmentation, fat reduction, ear reshaping, and more.

According to the American Society, people in the United States spent more than $8 billion on plastic surgery procedures such as tummy tucks, facelifts, and lip augmentations costing thousands of dollars. This clearly states that people are looking for the best ways to finance their cosmetic surgery, regardless of their credit score. Know, Does Financing Furniture Hurt Your Credit?

If you are going to have plastic surgery, it is better to take out a loan than to drain your savings or sell your valuables. Your own funding will help you to get the easiest loan which will be affordable with monthly installments.

What if your health insurance doesn’t cover your plastic surgery procedure? Well, in that case, you may have to shell out money for your cosmetic surgery, irrespective of your credit score. Plastic surgery loans for bad credit are a way to pay for cosmetic procedures, even if you have a bad credit score.

Getting plastic surgery is not a common practice to date. Most of the people who get plastic surgery just to enhance their beauty are rich. But the biggest hurdle in getting plastic surgery done is its cost.

That’s why people usually don’t get cosmetic surgery unless it’s really urgent. Hence, plastic surgery loans are flexible loans with low-interest rates that will help you pay for the treatment covering all the additional expenses. Know, Can you finance a Rolex?

How to Get a Tummy Tuck for Free?

Get a free tummy tuck surgery that will be covered by insurance for weight loss. Many churches and doctors offer free tummy tuck surgery to poor patients.

Free tummy tuck surgery is also viewed as a cosmetic surgery rather than medically necessary, which was exactly the point of starting such a surgical procedure. However, in this procedure, the excess fat and skin are removed from the abdominal area. After that, the connective tissue is compressed and the residual is put back in, making the area appear more beautiful and attractive than before.

It not only enhances the beauty of that area but also tightens the weak fascia. It is also effective in removing stretch marks and excess skin and fat from the lower abdomen which is a major concern for many. Tummy tuck for free plans have filled people with confidence and placed them in positions of authority as far as their control over their bodies.

Tummy tuck surgery or abdominoplasty is surgery for women who suffer from post-pregnancy fat and those who suffer from fat-related problems. In this procedure, the stomach is made thinner and the excess fat is removed from the middle and lower part of the abdomen. Know, What is a finance broker? 

Tummy Tuck Free is growing a lot these days. A free tummy tuck is the most preferred option for people suffering from excess fat and fat-related problems. Some organizations help people get tummy tucks for free which is not normally a free service.

However, there are some sources that provide financial assistance to those in need so that they can get a tummy tuck for free. In addition to getting help from organizations that offer free tummy tuck surgery, you can also reach out to trainee surgeons who are still in training.

This way you will have a chance to interact with the surgeon and even have tummy tuck surgery for free. You can also find the cheapest position for a tummy tuck. This can be an added benefit for those who are in serious need of surgery but are unable to collect funds for it.

Sources for Getting a Free Tummy Tuck
Since abdominoplasty is a luxury item it is usually not possible to get it for free. But there are some organizations that help people to get free tummy tucks. You can go with them with your problem and if they feel that you are eligible for their free tummy tuck program then you can get a free tummy tuck for yourself. Here are a few ways that anyone can get their tummy tuck for free.

National Health Service:
The National Health Service is an organization that assists citizens of the United Kingdom with all their medical problems. You can approach them for help by giving a free tummy tuck.

Foreign travel:
You can travel abroad by getting a tummy tuck for free. Some countries offer tummy tuck surgery at affordable prices. You need to run a search to find places that offer tummy tucks for free.

Grants for a Tummy Tuck Free:
Grants to get great services like tummy tuck sounds unusual but it is true and many people apply for them. Various organizations offer grants for free tummy tucks.

Chicago Medical University:
One of the largest organizations known for its surgeries and financial assistance programs for surgeries for those in need, the University of Chicago Medicine has assisted many citizens with tummy tucks for free.

Pain Medicine:
Penn Medicine which you may also recognize as Penn University is one of the best places for tummy tuck surgery. If you have a proper plan ready for your abdomen and are unable to choose where to go for this life-changing surgery then you can definitely look for the slots available at Penn Medicine.

John Hopkins Medicine:
John Hopkins Medicine is a healthcare facility ranked among the top 3 institutions that offer quality surgery and that too at an affordable cost. The organization provides the best healthcare as reviewed by many patients.

How to Get Approved for a Tummy Tuck

A standard tummy tuck — also known as an abdominoplasty — removes excess skin from the abdomen. It is not a substitute for weight loss. However it is an extremely effective body contouring procedure that results in a flatter stomach, and, for many women, more defined curves, especially when combined with liposuction.

Good candidates for a tummy tux include those who have experienced significant weight loss that has resulted in sagging and sagging skin, or women whose abdominal muscles have been stretched due to pregnancy, weight gain, or weight loss.

Other great candidates for abdominoplasty are women with higher BMIs who want a more “hourglass” shape and a flatter stomach. Plus-size tummy tuck surgery, at least in Panacea, is not limited by the patient’s weight but depends on their overall health. Finally, men with loose skin around the belly can also be excellent tummy tuck candidates.

Tummy Tuck Qualifications:
People who qualify for a tummy tuck:

They have excess skin around their abdomen and/or groin area.
A tummy tuck flattens the stomach and strengthens the abdominal muscles. However, abdominoplasty does not remove fat. Those who are more concerned with fat around their belly and waist, but who don’t have a lot of loose skin, may want to consider liposuction instead, which includes the Lipo 360.

are in good general health.
This doesn’t mean you have to be under a certain weight or a specific BMI. However, you do need to be at a healthy weight for yourself.

One that you are able to maintain without an extreme diet or exercise regimen. It’s important to remember, too, that a tummy tuck won’t remove fat, so those in the middle who are overweight may need to consider a larger amount of liposuction to achieve their goals. Reading, Can you finance a golf cart?

Have realistic expectations about tummy tuck surgery, recovery and outcomes.
Abdominoplasty is considered major surgery, has a significant amount of recovery time, and results are visible gradually as you recover. While your 1-week “revealing” appointment to see your initial results may be too unreliable, know that it takes at least 6 months for full tummy tuck results, and the scars to fully heal and flatten. / Lightening may take up to 18 months.

Not planning to lose more weight.
Patients should weigh within 5-10 pounds of their ideal weight at the time of surgery. Losing a significant amount of weight after a tummy tuck can cause the skin to become looser.

Giving birth to children.
Pregnancy stretches the skin and abdominal wall, which will likely reverse the positive results of the abdominoplasty.

There is more than one type of tummy tuck that patients may be eligible for, including:

Mini Tummy Tuck: For individuals who have only a small amount of loose skin below the navel, and without much slack in the abdominal wall. It involves a small horizontal incision and does not tighten the muscles in the same way as a full tummy tuck.

Standard Abdominoplasty: For average-weight individuals who want to remove excess abdominal skin and tighten their abdominal muscles. A long, low, horizontal incision is made that usually runs from the hip bone to the hip bone.

Plus-Size Tummy Tuck: For individuals with BMIs in the “overweight” or “obese” categories. The incision is similar to a standard abdominoplasty in terms of placement.

Extended abdominoplasty: Requires a long horizontal incision, which “extends” behind the hipbone and down toward the groin/flanks as well as the back for people with excess skin around their abdomen. This is often a good option for plus-size candidates looking for an “hourglass”-style tummy tuck contour.

Plus-Size Circumferential Tummy Tuck: For those who have excess skin around their entire midsection, circumferential abdominoplasty can provide dramatic results, especially when combined with large-volume Lipo and/or Lipo360.

The incision is horizontal, encircling the hips along the same line as a standard tummy tuck, but extending completely across the front and back of the body. Peripheral tummy tucks not only remove the skin, but can also help elevate the buttocks, hips, and thighs. Information about, Skills for finance majors? 

How to Get a Tummy Tuck Paid for by Insurance?

Usually, tummy tucks are not financed by medical insurance. They are a luxury and not a necessity. For this reason, your insurance may not fully cover the cost of tummy tuck surgery.

But while abdominoplasty is not covered in insurance under the weight loss criteria introduced in 2016, a procedure that needs to be done post-surgery may be covered by insurance.

Item number 30177 of Medicare allows you to cover plastic surgery in your insurance. To apply for this insurance, the patient must fulfill any or all of these criteria.


  • The patient’s weight should be reduced to 5 BMI or more. This means that a person should lose 15 kg or more without any change for at least 6 months.
  • The skin level should interfere with daily life.
  • Non-medical methods of reducing fat may have failed to work.
  • If the patient is suffering from a hernia, he may also be eligible for this type of insurance.
  • If you qualify you can get a $73.85 rebate but before that, you will need to pay a consultation fee of $250. Know, How to sell premium financing? 

Finance A Tummy Tuck – Video Information

Here is the video for financing a tummy tuck. You can watch this video to know about tummy tucks full information.

Final Words

Thanks for reading. We hope you know about financing a tummy tuck very well. If you have any questions you can comment below in the comment box without any tension.